Privacy Policy

How we collect, use, and protect your personal information

Table of Contents

Last Updated: [●]

JMD Fintech Private Limited ("Company", "we", "our", "us") is committed to protecting the privacy of users ("you", "your") who access or use our website, platform or services. This Privacy Policy explains how we collect, use, store, disclose and protect your information.

1

Information We Collect

We may collect the following categories of information:

  • Personal Information: Name, mobile number, email address
  • Identity & Financial Information: PAN, date of birth, PIN code, employment and income details (as applicable)
  • Technical Information: IP address, browser type, device identifiers, cookies
  • Communication Information: Calls, SMS, WhatsApp, emails or other communications related to applications
2

Purpose of Collection

Information is collected for the following purposes:

  • Processing applications for BFSI and investment products
  • Eligibility assessment and identity verification
  • Sharing required details with Banks, NBFCs, Insurance Companies, AMCs and authorized partners
  • Communicating application status and service-related updates
  • Compliance with applicable laws, regulations and regulatory requirements
3

Data Sharing & Disclosure

Your information may be shared with:

  • Regulated Banks, NBFCs, Insurance Companies, AMCs and financial institutions
  • Authorized affiliate, sourcing, technology and service partners
  • Government or regulatory authorities, if required under law
The Company does not sell personal data to unauthorized third parties.
4

Data Security

We implement reasonable technical, administrative and organizational safeguards to protect personal data. However, no digital system or transmission method is completely secure and absolute security cannot be guaranteed.

5

Data Retention

Personal data is retained only for as long as required to fulfill the purpose of collection or to comply with legal or regulatory obligations.

6

Cyber Security Incident & Data Breach

Despite reasonable security measures, cyber incidents such as hacking, malware attacks, unauthorized access, system failures or data breaches may occur due to factors beyond our reasonable control.

In such cases:

  • JMD Fintech Private Limited shall not be liable for loss, damage or misuse of data caused by such incidents
  • Reasonable steps will be taken to investigate and mitigate the impact
  • Users or authorities will be notified where required under applicable law
7

Third-Party Websites & Platforms

Users may be redirected to third-party websites or platforms of partner institutions. The Company does not control and is not responsible for the privacy practices, security measures or content of such third-party platforms.

8

User Rights

Users may request to:

  • Review, update or correct personal information
  • Withdraw consent, subject to legal and contractual requirements

Requests can be made via the official contact email.

9

No Warranty & User Acknowledgement

The platform and services are provided on an "as is" and "as available" basis. Users acknowledge that access and use of the platform is at their own discretion and risk.

10

Updates to Privacy Policy

This Privacy Policy may be updated from time to time. Any changes will be posted on this page with an updated revision date.

11

Contact Information

For privacy-related queries, please reach out to us:

JMD Fintech Private Limited

support@jmdfintech.com