Axis Bank Flipkart Credit Card is a co-branded cashback credit card designed for online shoppers and lifestyle users. It offers high cashback on platforms like Flipkart, Myntra, and partner merchants, along withbenefits on travel, dining, and everyday spending.
✔️ Applicant must be an Indian resident or NRI (subject to bank conditions)
✔️ Age: 18 to 60 years
✔️ Salaried or self-employed individual
✔️ Stable income source
✔️ Good CIBIL score (750+ preferred)
✔️ 5% cashback on Flipkart & Cleartrip purchases
✔️ 7.5% cashback on Myntra spends
✔️ 4% cashback on preferred merchants (Swiggy, Uber, PVR, etc.)
✔️ 1% cashback on all other spends
✔️ Cashback credited directly to card statement
✔️ EMI option available on transactions above ₹2,500
✔️ Fuel surcharge waiver (1%) on eligible transactions
✔️ Welcome benefits & partner offers available
✔️ Joining Fee: ₹500 (may be waived in offers)
✔️ Annual Fee: ₹500 (waiver on annual spend criteria)
✔️ Interest Rate: As per bank policy
✔️ Foreign Currency Markup: ~3.5%
✔️ Late Payment Charges: As per bank norms
✔️ Identity Proof (PAN Card mandatory)
✔️ Address Proof
✔️ Income Proof (Salary slip / ITR / Form 16)
✔️ Passport-size photographs
Q1. What cashback does Axis Bank Flipkart Credit Card offer?
Ans. You get 5% cashback on Flipkart, 7.5% on Myntra, and 4% on partner merchants.
Q2. Is there any annual fee?
Ans. Yes, ₹500 annual fee, which can be waived based on yearly spending.
Q3. Can I convert purchases into EMI?
Ans. Yes, transactions above ₹2,500 can be converted into EMI.
Q4. Is this card good for online shopping?
Ans. Yes, it is one of the best cashback cards for Flipkart and Myntra users.
Q5. How is cashback credited?
Ans. Cashback is directly credited to your credit card statement.
✔️ Cashback is subject to merchant category and limits
✔️ Approval is subject to Axis Bank credit policy
✔️ Fees and charges may change as per bank guidelines
✔️ Late payments may attract penalties and affect credit score
✔️ EMI conversion is subject to eligibility and bank approval