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Overview Eligibility Features & Benefits Fees & Charges Documents FAQs Terms & Conditions

Product Overview

Axis Bank Magnus

Axis Bank Magnus Credit Card is a super-premium lifestyle and travel credit card designed for high-income individuals. It offers high reward points, unlimited lounge access, luxury travel benefits, and milestone rewards, making it ideal for frequent travelers and big spenders.

Great Rewards
Wide Acceptance
100% Digital & Secure

Eligibility Criteria

Applicant must be an Indian resident or NRI (subject to bank conditions)
Age: 18 to 60 years
Salaried or self-employed individual
Minimum income: ₹18–24 lakh annually (preferred)
Good CIBIL score (750+ preferred)

Features & Benefits

Earn 12 EDGE Reward Points per ₹200 (up to ₹1.5L/month)
Earn 35 EDGE Reward Points per ₹200 on higher spends
5X rewards on travel bookings via Travel EDGE
Unlimited domestic & international lounge access
Complimentary guest visits with Priority Pass
Welcome benefit worth ₹12,500 (voucher/gift card)
Up to 30% dining discount at partner restaurants
1% fuel surcharge waiver on eligible transactions

Fees & Charges

Joining Fee: ₹12500 + GST
Annual Fee: ₹12500 + GST*
Joining Fee: ₹12,500 + GST
Annual Fee: ₹12,500 (waived on ₹25 lakh yearly spend)
Interest Rate: ~3% per month (~42% p.a.)
Forex Markup: ~2% (lower than most cards)
Cash Withdrawal Fee: Nil / minimal (as per bank policy)
Late Payment Charges: As per bank norms

Documents Required

Identity Proof (PAN Card mandatory)
Address Proof
Income Proof (Salary Slip / ITR / Form 16)
Passport-size photographs

FAQs

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It offers high reward rates, unlimited lounge access, and luxury travel benefits.

Yes, if you spend heavily (₹25L+ yearly), the fee gets waived and rewards are high.

Yes, unlimited domestic & international lounge access with guest visits.

Up to 35 EDGE points per ₹200 on high spends.

High-income individuals, frequent travelers, and heavy spenders.

Terms & Conditions

Rewards are subject to category exclusions (fuel, rent, wallet, etc.)
Lounge access may require minimum spend criteria
Approval is subject to Axis Bank credit policy
Fees and benefits may change as per bank guidelines
Reward redemption and transfer limits may apply

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Card At A Glance
Joining Fee ₹12500 + GST
Annual Fee ₹12500 + GST*
Rewards Earn 12 EDGE Reward Points per ₹200 (up to ₹1.5L/month)
Best For Shopping & Lifestyle
Network Visa / RuPay
Card Type CREDIT CARDS