Axis Bank Privilege

Axis Bank Privilege Credit Card is a premium lifestyle credit card designed for users who want rewards on everyday spending along with travel, dining, and entertainment benefits. It offers EDGE Reward Points, lounge access, and milestone rewards, making it ideal for frequent spenders. 

✔️ Applicant must be an Indian resident or NRI (subject to bank conditions)
✔️ Age: 18 to 60 years
✔️ Salaried or self-employed individual
✔️ Stable income source (₹6 lakh+ annual income preferred)
✔️ Good CIBIL score (750+ preferred)

✔️ Joining Fee: ₹1,500 (waived for select customers)
✔️ Annual Fee: ₹1,500 (waived on spending criteria)
✔️ Interest Rate: ~3.4%–3.6% per month (~49% p.a.)
✔️ Cash Withdrawal Fee: 2.5% (min ₹500)
✔️ Foreign Currency Markup: ~3.5%
✔️ Late Payment Charges: As per bank policy

✔️ Identity Proof (PAN Card mandatory)
✔️ Address Proof
✔️ Income Proof (Salary Slip / ITR / Form 16)
✔️ Passport-size photographs

Q1. What reward points do I earn on Axis Bank Privilege Credit Card?
Ans. You earn 10 EDGE Reward Points on every ₹200 spent.

Q2. Is there any annual fee waiver?
Ans. Yes, the annual fee is waived on spending ₹5 lakh in a year.

Q3. Does it provide lounge access?
Ans. Yes, 2 complimentary domestic lounge visits per quarter are available.

Q4. What is the milestone benefit?
Ans. You get 10,000 reward points on annual spends of ₹2.5 lakh.

Q5. Is this card good for lifestyle spending?
Ans. Yes, it is ideal for dining, movies, travel, and reward-based spending.