Axis Bank Vistara Platinum

Axis Bank Vistara Platinum Credit Card is a travel-focused credit card designed for frequent flyers of Vistara (now integrated with Air India ecosystem). It offers complimentary flight tickets, Club Vistara points, and milestone-based rewards, making it ideal for users who travel regularly.

✔️ Applicant must be an Indian resident or NRI (subject to bank conditions)
✔️ Age: 18 to 60 years
✔️ Salaried or self-employed individual
✔️ Minimum annual income: ₹6 lakh preferred
✔️ Good CIBIL score (750+ preferred) 

✔️ Joining Fee: ₹1,500
✔️ Annual Fee: ₹1,500
✔️ Interest Rate: ~3.6% per month (~52% p.a.)
✔️ Cash Withdrawal Fee: 2.5% (min ₹500)
✔️ Foreign Currency Markup: ~3.5%
✔️ Late Payment Charges: As per bank policy

✔️ Identity Proof (PAN Card mandatory)
✔️ Address Proof
✔️ Income Proof (Salary Slip / ITR / Form 16)
✔️ Passport-size photographs

Q1. What is the main benefit of Axis Vistara Platinum Credit Card?
Ans. It offers complimentary flight tickets and CV points which can be redeemed for flights and upgrades.

Q2. How many free tickets can I get?
Ans. You can get up to 4 economy class tickets in a year including welcome and milestone benefits.

Q3. What are CV Points?
Ans. CV Points are reward points that can be redeemed for Vistara/Air India flight tickets and upgrades.

Q4. Does it provide lounge access?
Ans. Yes, 2 domestic lounge visits per quarter (subject to spend conditions).

Q5. Is this card good for non-travel users?
Ans. No, it is best suited for frequent flyers, not general spending.