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Overview Eligibility Features & Benefits Fees & Charges Documents FAQs Terms & Conditions

Product Overview

Cashvia Personal Loan is a fully digital unsecured loan offered by Cashvia (backed by Grow Money Capital Private Limited). The loan is designed for salaried and self-employed individuals who need quick funds for personal expenses, medical emergencies, travel, education, debt consolidation, or other financial needs. The application process is completely online with quick approvals and fast disbursal.

With fast processing, minimal documentation, and easy eligibility, it is a reliable option for entrepreneurs and individuals looking for quick financial assistance.

Eligibility Criteria

Applicant must be an Indian resident.
Age: 21 to 60 Years.
Salaried or Self-Employed Individual.
Regular Source of Income.
Valid PAN Card and Aadhaar Card.
Active Bank Account.
Good CIBIL Score (650+ preferred, 750+ ideal).
Subject to Cashvia's internal credit assessment. 

Features & Benefits

Loan Amount: ₹15,000 to ₹5,00,000.
Interest Rate: Starting from 10.99% p.a. (profile-based pricing).
Alternative Rate Structure: From 1% per month on eligible loan products.
Loan Tenure: 3 Months to 36 Months.
100% Digital Loan Application Process.
Instant Approval with Minimal Documentation.
Fast Disbursal Directly into Bank Account.
Available for Salaried and Self-Employed Individuals.
Transparent Fee Structure with No Hidden Charges.

Fees & Charges

Processing Fee: Starting from 3% of loan amount.
Interest Rate: Starting from 10.99% p.a..
Processing Fee: Starting from 3% of loan amount.
Loan Tenure: 3 to 36 Months.
Foreclosure Charges: As per lender policy.
Penal Charges: Applicable on delayed EMI payments.
Other Charges: As per applicable terms and conditions. 

Documents Required

PAN Card
Aadhaar Card
Address Proof
Income Proof (Salary Slip / ITR)
Bank Statements
Selfie Photograph
Employment or Business Details (if applicable)

FAQs

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Eligible applicants can get a personal loan of up to ₹5 lakh.

Interest rates start from 10.99% per annum and vary according to applicant profile.

Repayment tenure ranges from 3 months to 36 months depending on the approved loan offer.

No. Cashvia offers unsecured personal loans without collateral.

Eligible applicants may receive approval instantly, with disbursal possible within a few hours after verification.

Terms & Conditions

Loan approval is subject to eligibility verification and credit assessment.
Interest rates, fees, and charges vary based on applicant profile.
Processing fees are deducted as per applicable loan agreement.
Delayed EMI payments may attract penal charges.
Terms and conditions may change at the discretion of the lender. 

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