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Overview Eligibility Features & Benefits Fees & Charges Documents FAQs Terms & Conditions

Product Overview

HDFC Shoppers Stop

Shoppers Stop HDFC Bank Credit Card is a shopping-focused co-branded credit card designed for frequent shoppers at Shoppers Stop stores and online platforms. The card offers accelerated rewards on Shoppers Stop purchases, welcome vouchers, Silver Edge membership benefits, and additional shopping privileges.

Great Rewards
Wide Acceptance
100% Digital & Secure

Eligibility Criteria

Applicant must be an Indian resident
Age: 21 to 60 years (Salaried)
Age: 21 to 65 years (Self-Employed)
Salaried or Self-Employed Individual
Stable source of income
Good CIBIL Score (750+ preferred)
Subject to HDFC Bank's internal credit policy

Features & Benefits

3% Reward Points on Shoppers Stop purchases (up to specified monthly limits)
Welcome Voucher worth ₹500 on meeting activation criteria
Complimentary Shoppers Stop Silver Edge Membership
Earn Reward Points on all eligible retail spends
Additional rewards and shopping privileges during promotional periods
Contactless payment enabled
Smart EMI facility on eligible transactions
Fuel surcharge waiver on eligible fuel transactions 

Fees & Charges

Joining Fee: ₹299 + GST
Annual Fee: ₹299 + GST
Joining Fee: ₹299 + GST
Annual Fee: ₹299 + GST
Interest-Free Period: Up to 50 Days
Finance Charges: Up to 3.6% per month (43.2% p.a.)
Cash Advance Fee: 2.5% (Minimum ₹500)
Forex Markup: 3.5%
Late Payment Charges: As per HDFC Bank policy

Documents Required

PAN Card (Mandatory)
Aadhaar Card / Passport / Driving Licence
Address Proof
Income Proof (Salary Slip / ITR / Form 16)
Bank Statements (Last 3–6 Months)
Passport-size Photograph (if required)

FAQs

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The joining and annual fee is ₹299 + GST.

Eligible cardholders receive a ₹500 Shoppers Stop voucher and complimentary Silver Edge Membership.

The card offers approximately 3% value back on Shoppers Stop spends.

Yes, reward points can be redeemed against Shoppers Stop vouchers as per the reward program terms.

Customers who frequently shop at Shoppers Stop and want additional rewards and shopping benefits.

Terms & Conditions

Reward Points are subject to HDFC Bank Reward Programme rules.
Welcome voucher benefits are available only after fulfilling activation conditions.
Reward earning is subject to category-wise caps and exclusions.
Approval is subject to HDFC Bank's credit assessment and eligibility criteria.
Benefits, fees, and reward structures may change as per bank guidelines.

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Card At A Glance
Joining Fee ₹299 + GST
Annual Fee ₹299 + GST
Rewards 3% Reward Points on Shoppers Stop purchases (up to specified monthly limits)
Best For Shopping & Lifestyle
Network Visa / RuPay
Card Type HDFC BANK