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Overview Eligibility Features & Benefits Fees & Charges Documents FAQs Terms & Conditions

Product Overview

HSBC Live+ Credit card

Great Rewards
Wide Acceptance
100% Digital & Secure

Eligibility Criteria

Applicant must be an Indian resident
Age: 18 years and above
Salaried or self-employed individual
Stable source of income
Good CIBIL score (750+ preferred)
Must satisfy HSBC's internal credit assessment criteria

Features & Benefits

10% cashback on dining, food delivery & grocery spends (up to ₹1,000 cashback per month)
1.5% unlimited cashback on most other eligible spends
Welcome Benefit: ₹1,000 cashback on eligible spends within the first 30 days
Additional welcome vouchers worth up to ₹750 from Amazon Pay, Swiggy & Zomato on activation offer eligibility
Complimentary domestic airport lounge access (up to 4 visits annually, 1 per quarter)
Dining offers and lifestyle privileges through HSBC partner programs
Cashback automatically credited to the card account
Contactless payment enabled

Fees & Charges

Joining Fee: ₹999 + GST
Annual Fee: ₹999 + GST
Joining Fee: ₹999 + GST
Annual Fee: ₹999 + GST
Annual Fee Waiver: On annual spending above ₹2,00,000
Finance Charges: Up to approximately 3.75% per month
Forex Markup: Around 3.5%
Late Payment Charges: As per HSBC policy

Documents Required

PAN Card (Mandatory)
Aadhaar Card / Passport / Driving Licence
Address Proof
Income Proof (Salary Slip / ITR / Form 16)
Bank Statements (Last 3–6 Months)
Passport-size Photograph (if required)

FAQs

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The card offers 10% cashback on dining, food delivery and grocery spends (subject to monthly cap) and 1.5% cashback on most other eligible spends.

Yes, the annual fee is waived if annual spending exceeds ₹2 lakh.

Yes, it offers complimentary domestic airport lounge access benefits.

Cashback is automatically credited to the credit card account as per HSBC's cashback program terms.

Users who spend heavily on groceries, dining, and food delivery services and prefer cashback over reward points.

Terms & Conditions

Cashback on dining, food delivery and grocery spends is capped at ₹1,000 per statement cycle.
Cashback is applicable only on eligible merchant categories and transactions.
Annual fee waiver is applicable upon achieving annual spending criteria.
Approval is subject to HSBC credit and risk assessment policies.
Benefits, cashback rates, and fees may change as per HSBC guidelines.

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Card At A Glance
Joining Fee ₹999 + GST
Annual Fee ₹999 + GST
Rewards 10% cashback on dining, food delivery & grocery spends (up to ₹1,000 cashback per month)
Best For Shopping & Lifestyle
Network Visa / RuPay
Card Type HSBC BANK