IndusInd Legend

Product Overview

IndusInd Bank Legend Credit Card is a premium lifestyle and travel credit card designed for customers who want enhanced rewards, movie benefits, travel privileges, insurance coverage, and low forex markup charges. The card offers accelerated rewards on weekend spending, complimentary movie ticket offers, Priority Pass membership, and comprehensive protection benefits.

Eligibility Criteria

✔️ Applicant must be an Indian resident.

✔️ Age: 18 to 65 Years.

✔️ Salaried or Self-Employed Individual.

✔️ Minimum Monthly Income: ₹20,000+.

✔️ Good CIBIL Score (750+ preferred).

✔️ Subject to IndusInd Bank's internal credit assessment and verification.

Features and Benefits

✔️ Earn 1 Reward Point for every ₹100 spent on weekdays.

✔️ Earn 2 Reward Points for every ₹100 spent on weekends.

✔️ Reward Points Never Expire.

✔️ Buy One Get One Movie Ticket every month on BookMyShow (maximum discount up to ₹200).

✔️ Complimentary Priority Pass Membership for Primary and Add-on Cardholder.

✔️ Low Forex Markup Fee of 1.8% on international transactions.

✔️ Complimentary Personal Air Accident Insurance Cover up to ₹25 Lakh.

✔️ Auto Assist Services including roadside assistance support.

✔️ Fuel Surcharge Waiver on eligible fuel transactions.

✔️ Interest-Free Credit Period of up to 50 Days.

✔️ Milestone Benefit: 4,000 Bonus Reward Points on annual spends of ₹6 Lakh.

Fees & Charges

✔️ Joining Fee: Nil.

✔️ Annual Fee: Nil (Lifetime Free).

✔️ Interest-Free Period: Up to 50 Days.

✔️ Finance Charges: 3.95% per month (47.40% p.a.).

✔️ Forex Markup Fee: 1.8%.

✔️ Cash Advance Charges: 2.5% of withdrawal amount or ₹300 (whichever is higher).

✔️ Late Payment Charges: As per bank's applicable slab rates.

Documents Required

✔️ PAN Card

✔️ Aadhaar Card / Passport / Driving Licence

✔️ Address Proof

✔️ Income Proof (Salary Slip / Form 16 / ITR)

✔️ Bank Statements (Last 3–6 Months)

✔️ Passport Size Photograph (if required)

FAQs

Q1. Is IndusInd Legend Credit Card Lifetime Free?

Ans. Yes, the card currently comes with no joining fee and no annual fee.

Q2. What reward rate does the card offer?

Ans. You earn 1 Reward Point per ₹100 on weekdays and 2 Reward Points per ₹100 on weekends.

Q3. Do Reward Points expire?

Ans. No, reward points earned on the card never expire.

Q4. Does the card offer movie benefits?

Ans. Yes, cardholders get a Buy One Get One movie ticket offer every month through BookMyShow.

Q5. Does the card offer airport lounge access?

Ans. No. The complimentary lounge access benefit on Legend Credit Card was discontinued effective 7 March 2025.

Terms & Conditions

✔️ Reward Points are awarded only on eligible retail transactions.

✔️ Fuel transactions do not earn Reward Points.

✔️ Movie offer is valid through BookMyShow and discount is capped at ₹200 per booking.

✔️ Priority Pass membership is available on request; lounge usage charges may apply as per program terms.

✔️ Approval is subject to IndusInd Bank's credit policy and verification process.