Protium Finance

Protium Finance Business Loan is designed to support MSMEs and small business owners with fast and flexible financing solutions. It helps businesses manage working capital, expand operations, purchase inventory, and handle day-to-day expenses.

With a digital-first approach, Protium Finance ensures quick approvals, minimal paperwork, and easy access to funds.

✔️ Applicant must be an Indian resident
✔️ Age: 21 to 65 years
✔️ Minimum business vintage: 1 year or more
✔️ Stable business income/turnover
✔️ CIBIL Score: Generally above 650
✔️ Self-employed individuals / business owners

✔️ Interest Rates: 11% – 36% p.a. (Fixed or Floating)
✔️ Processing Fee: 3% to 7% of the loan amount (+GST)
✔️ Foreclosure Charges: Nil for first 12 months (in some schemes), otherwise 5%–6% of outstanding principal
✔️ Penal Charges: Applicable on delayed EMIs
✔️ Other Charges: As per lender policy

✔️ Identity Proof (Aadhaar Card / PAN Card)
✔️ Address Proof
✔️ Business Proof (GST Certificate / Shop Act / Registration Certificate)
✔️ Bank Statements (Last 6 months)
✔️ Income Proof (ITR / Profit & Loss Statement)
✔️ Passport-size photographs

Q1. What is the purpose of Protium Finance Business Loan?
Ans. It is designed to support business needs such as expansion, working capital, and operational expenses.

Q2. How can I apply for this loan?
Ans. You can apply through digital platforms or authorized partners of Protium Finance.

Q3. Is the loan available across India?
Ans. Yes, it is available across multiple locations in India.

Q4. What type of businesses are eligible?
Ans. MSMEs, small business owners, and self-employed individuals are eligible.

Q5. Are the loan terms flexible?
Ans. Yes, repayment options are structured based on business requirements.