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Overview Eligibility Features & Benefits Fees & Charges Documents FAQs Terms & Conditions

Product Overview

SBI BPCL

SBI BPCL Credit Card is a co-branded fuel credit card offered by SBI Card in partnership with Bharat Petroleum (BPCL). It is designed to provide savings on fuel spends along with reward points on everyday purchases like groceries, dining, and entertainment.

Great Rewards
Wide Acceptance
100% Digital & Secure

Eligibility Criteria

Applicant must be an Indian resident or NRI (as per bank policy)
Age: 18 to 60 years
Salaried or self-employed individual
Stable income source
Good CIBIL score (750+ preferred)

Features & Benefits

Earn up to 4.25% value back on fuel spends at BPCL outlets
Welcome benefit: 2,000 reward points on payment of joining fee
Earn reward points on grocery, dining & departmental store spends
1% fuel surcharge waiver on transactions between ₹500 – ₹4,000
Reward points can be redeemed against fuel at BPCL pumps
Contactless card for quick payments
Annual fee reversal on achieving annual spend milestone
Access to SBI Card reward program (2,000 points = ₹500 approx.)

Fees & Charges

Annual Fee: ₹499 + GST*
Joining Fee: ₹499 + GST
Annual Fee: ₹499 + GST (waived on ₹50,000 annual spend)
Interest Rate: Up to 3.5% per month
Cash Advance Fee: 2.5% (min ₹500)
Fuel Surcharge Waiver: 1% (₹500 – ₹4,000 transactions)
Late Payment Charges: As per SBI Card policy

Documents Required

Identity Proof (PAN Card mandatory)
Address Proof
Income Proof (Salary Slip / ITR / Form 16)
Passport-size photographs

FAQs

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You can earn up to 4.25% value back on fuel purchases at BPCL outlets.

Yes, the annual fee is waived on spending ₹50,000 in a year.

Reward points can be redeemed against fuel at BPCL petrol pumps.

Yes, 1% surcharge waiver is available on eligible transactions.

Individuals who frequently spend on fuel and want savings on petrol/diesel.

Terms & Conditions

Fuel benefits applicable only at BPCL outlets
Reward points redemption value may vary as per SBI Card policy
Approval is subject to SBI Card credit policy
Fees, charges, and benefits are subject to change
Late payments may attract penalties and impact credit score

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Card At A Glance
Joining Fee Free
Annual Fee ₹499 + GST*
Rewards Earn up to 4.25% value back on fuel spends at BPCL outlets
Best For Shopping & Lifestyle
Network Visa / RuPay
Card Type SBI CARD